News and Stories

Barn Fires As mutual insurers, we’ve been acutely aware of the increasing trend on farm fires in 2017 and 2018, particularly those fires involving the loss of livestock.
This trend has not escaped the notice of the general agricultural community. The December 18, 2018 issue of Ontario Farmer focused on increasing incidents of barn fires and the resulting increase in the cost of farm insurance.
The Ontario Ministry of Agriculture, Food and Rural Affairs, many commodity...
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Daylight Saving Time begins every year on the second Sunday in March. In 2019, DST begins Sunday, March 10th. It is a good time to review your Spring safety checklist:
Smoke alarms Clean and test your smoke alarms every month and replace the battery at least once a year. 
All battery-operated smoke alarms emit a warning sound, usually an intermittent “chirp”, when the battery power is low. When you hear this sound, it’s time to replace the battery.
...
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You have planned the trip. The bags are packed. Excitement is in the air!
Let us help ensure your holiday is free from any unexpected surprises upon your return, with a few tips to consider as you prepare for your time away from home:
Make your home look lived in. Use timed lights and motion sensors; leave curtains and blinds in their regular position. Noticeable changes in your home’s typical appearance may hint that you are away.
Ask a family friend or neighbour...
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Family pets play a vital role in our lives. Pet ownership has proven benefits to both physical and mental health in people. Similarly, assistance animals improve the lives of those with disabilities. They are loyal companions, they keep us active, and no one can deny that the special relationship we share with our pets contributes to our quality of life. A recent Kynetec (formerly Ipsos) poll released January 2019 indicates that 41% of Canadian households have at least one dog...
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In Ontario, wood stoves are a popular heating source. Before use, it is important for a homeowner to know how to safely operate solid fuel burning equipment. Below are important tips to ensure safe operation of woodstoves and fireplace use:
Have your heating system and chimneys inspected and cleaned annually by a qualified service technician.
Ensure all outside heating vents are not blocked.
Ensure woodstoves, fireplaces and fireplace inserts are installed by a...
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