News and Stories

Retail operations - Is theft affecting your bottom line? Theft is a real issue for Canadian retailers. It is estimated that between employee theft and external theft around $5 billion is lost each year.
Who is at risk? Small to mid-sized retailers may not have all the resources to put internal and external control mechanisms, policies and procedures in place, leaving them vulnerable.
What steps can I take to help minimize my risk? Every retailer can benefit by proactively...
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When should I consider adding ‘OPCF 43 - Removing Depreciation Deduction’ to my automobile policy? You have had your eye on that brand new sedan sitting on the dealership’s lot just down the road from you. It has all the features and besides look at how the sun glints off the hood!
Buying a new car is a big step and once you have it in your possession the thought of it being stolen or having a total loss car accident is furthest from your mind. Unfortunately,...
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Day 4 - Emergency Preparedness Week (May 5-11, 2019) By definition, emergencies happen when we do not expect them, and often when families are not together. Suddenly, you need to think about your kids at school or elderly parents across town. If phones do not work, or some neighbourhoods are not accessible, what will you do?
The best way to help ensure your family's safety in these situations is to have an emergency plan. Having a plan, and discussing it with loved ones,...
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We rely on technology more and more to keep in touch with our family, friends, and coworkers but what happens in the event of a major emergency? Suddenly these tools can become vital in helping you and your family get in touch and stay informed.
Here are some tips on the use of technology in an emergency: If possible, use non-voice channels like text messaging, email or social media. These use less bandwidth than voice communications and may work even when phone service...
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Premises Liability Regrettably, it can happen. An accident that ends up hurting a customer or someone else involved in your business.
Remember, you are responsible for every person who enters. Failing to maintain or fix known or foreseen hazards could result in a lawsuit, even if you rent the property where you conduct your business. To prevent damage and injury, taking reasonable precautions while conducting your operations is good business.
Premises liability losses...
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