Commercial Insurance

Middlesex Mutual Insurance is a Canadian owned and managed company. We have been protecting the City of London, Ontario and small towns across Middlesex County for over 100+ years. So we get small business.

Our Middlesex Mutual agents are a great resource to help you navigate the process and find the right coverage for you.

Get the right insurance for your business!


Every type of business is unique and comes with its own set of risks and rewards. When shopping for business insurance you will find it helpful to have a few details about your operation handy including:

  • Years in business
  • Business activities
  • Annual revenue
  • Business location
  • Number of employees
  • Your past claims history, etc.

Having these details handy will help you find coverage and limits that are right for you and your business.

Your business has many assets:

We offer flexible options to protect your business property against things like fire and other perils. Types of insurance that may apply to your business include:

Property insurance

  • Buildings
  • Office contents
  • Materials, tools and equipment
  • Loss of stock or cash
  • Crime coverage on contents and cash
  • Business interruption

Liability insurance

Regrettably, it can happen. You, your employees, your equipment or your suppliers make a mistake. A mistake that ends up hurting a customer or someone else involved in your business. Liability insurance protects you in the event of a lawsuit. Coverage options include:

General liability

Covers injury to clients or employees on your premises.

Product liability

Provides protection in the event that your products are defective or cause serious harm to those using them.

Professional liability insurance (check for eligibility)

Businesses like hair stylists, veterinary clinics and funeral homes offer expert advice. This coverage offers protection in the event of a lawsuit brought by a client for negligence, errors or omissions.

CyberOne liability (optional)

CyberOne helps pay for costs related to an electronic security breach of personal data. It also protects against lawsuits a business might have because of a failure of system security.

Peace of mind

Making sure you have the correct business insurance can provide peace of mind. To discuss your business insurance options, contact a Middlesex Mutual agent today.

Please note:

For illustration purposes only. Actual policy wordings govern. The above is meant as general information to help you understand the different types of coverages. All coverages are subject to the terms, limits, provisions, exclusions, and conditions in the policy itself. Coverage availability is subject to underwriting eligibility and guidelines. We encourage you to speak to your agent or broker and to read your policy contract fully to understand your coverages.