Tenant Insurance

Renting a condo unit, house or apartment? Middlesex Mutual Insurance has affordable insurance protection that's right for you. When you combine your tenant and auto insurance you save even more.

Did you know your landlord's insurance only covers the building where you live, not your belongings or your liability?

Tenant Insurance offers protection to help you rebuild your life after an insured loss. A situation that can cost more than most people can manage on their own.

Middlesex agents are here to help you get the coverage you need.

All our tenant insurance packages cover your:

Personal property

  • We offer coverage that protects your property against the most common risks such as fire, water, and theft.
  • Even if you don't own a lot of expensive things replacing all your belongings can cost a lot.
  • Using the Insurance Bureau of Canada's inventory checklist will help you take stock of your belongings.
  • Remember to talk to your Middlesex agent about high value items like jewellery or sporting gear.

Extra living expenses

Pays for expenses if you are unable to stay in your home after a covered loss, including:

  • hotel rooms
  • restaurant meals
  • moving costs

Water shield protection

Water damage is a big concern to everyone. That's why we are pleased to offer our water shield coverage.

Personal liability protects against financial loss

No matter how careful you are, accidents can happen. A lawsuit brought against you for accidently damaging your neighbour's property, or by someone injured while visiting your home can be financially devastating.

Personal liability coverage can help protect you. And today, most tenant leases require you to have personal liability.

Please note:

For illustration purposes only. Actual policy wordings govern. The above is meant as general information to help you understand the different types of coverages. All coverages are subject to the terms, limits, provisions, exclusions, and conditions in the policy itself. Coverage availability is subject to underwriting eligibility and guidelines. We encourage you to speak to your agent or broker and to read your policy contract fully to understand your coverages.