Fran Dow

portrait of Fran DowLucan, Ontario
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“I feel so lucky to be a part of this community, and a part of Middlesex Mutual.”

Upbeat, optimistic and highly committed Fran has a lifelong exposure to the insurance industry. She joined the Middlesex Mutual team when our office was located in Arva ON, back when we were four employees strong. Fran came on board to help with data entry and then progressed onto the underwriting team. Fran went onto to obtain her Agent License and became a full time Agent in 1997.

Fran is the proud owner of two therapy dogs, Bella and Willow. Fran won the Efficiency Award (Volunteer of the Year) for 2017 with St. John's Ambulance for her ongoing work with the organization. She and her dogs regularly visit the Ronald McDonald House, Fanshawe College, Western University, various high schools and a series of retirement residences, helping to provide stress release and companionship for people who are more isolated in our community.


Over 30 years of insurance experience in Middlesex County

Neighbour helping Neighbour

Fran has donated over 2,500 volunteer hours with her therapy dogs in the past four years

Fun stats

  • Favourite Song: Anything by Ed Sheeran!
  • Grandchildren nine!! And very much involved in all of their activities
  • Known for her ability to do any house DIY ~ Big or Small!